General Lab Information

Health Savings Accounts

A Health Savings Account (HSA) is a medical savings account available to employees who have enrolled in Aetna Plan 4 (the High Deductible Health Plan). The funds contributed to an HSA are not subject to federal income tax at the time of deposit. Unlike a flexible spending account, funds roll over and accumulate year-to-year if not spent. HSAs are owned by you, not by your employer. HSA funds may be used to pay for qualified medical expenses at any time without federal tax liability or penalty.

Guide to an Individual's HSA

This booklet is the Inspira Consumer Guide to Health Savings Accounts, an easy-to-understand guidebook that gives you the information you need to know about HSAs. It can help you decide if an HSA is right for you.

More about eligible and ineligible expenses.

Inspira Health Savings Account

A fact sheet explaining the benefits of enrolling in a Health Savings Account and how you can start saving money for eligible health care expenses for you, your spouse and your tax dependents.

Inspira HSA Investing

A fact sheet explaining the basics of HSA investment. If you're a Inspira Health Savings Account member, you have the opportunity to grow your HSA balance by investing in a variety of mutual funds. Once you have a minimum balance in your HSA, you can open an investment account.

HSA Fee Schedule

There may be fees associated with a HSA. Please see the HSA fee schedule for more information.

Mutual Fund Options

A list of available HSA investment options.

Beneficiary Designation Form

Use this form to designate other beneficiaries for your HSA.