Medical Insurance
The medical plan through Aetna provides benefits for medical coverage. There are four programs available to employees: three Point of Service (POS) programs and a High-Deductible Health Plan with a Health Savings Account. The three POS programs are also available to non-Medicare eligible participants receiving the BSA Limited Plan benefits and their covered family members.
NOTE: BSA employees working at CERN should see the Aetna International plan.
Aetna Choice POS II Plan
Fact sheet about the Aetna Choice Point of Service (POS) Programs. A point-of-service plan lets you visit in-network doctors or out-of-network doctors and hospitals. It's your choice.
Download Claim Form Summary Plan Description
Individual Plan Details
The following charts provide information on the deductibles, coinsurance percentages, payment limits, types of preventive care covered, coverage for physician services, diagnostic procedures, hospital care, and more.
Unsure about what some of the terms used to describe these plans mean? See this handy Glossary of Health Coverage and Medical Terms (PDF) for a full explanation.
Plan 1Plan 2Plan 3Plan 4*Plan 5†
* Employees eligible for Medicare are not eligible for Plan 4. See IRS Publication 969 (PDF) for more information.
† Employees on J-1 Visas are required to enroll in Aetna Plan 5. Plan 5 is not available to any other employees.
How To Register and Print an ID Card
A guide on how to register on the Aetna website and print an ID card.
Improve Your Health and Earn Rewards
Explore resources to improve your health while earning rewards.
Personalize Your Well-Being
Aetna Health Your Way provides guidance on achieving your best health by providing personalized resources, coaching, personalized health reports. Start by taking a well-being assessment.
Access Care Virtualy with CVS Virtual Care
With CVS Virtual Care you can access care for everyday illnesses, chronic care to mental health support.
24 Hour Nurse Help Line
Information and care when you need it any time of the day or night. Speak with a registered nurse as many times as you need for a variety of health issues.
Aetna Gym Discounts and More
Explore Member Discount Programs for your fitness needs (i.e. gym memberships)
Member Discounts on Everyday Essentials
Find out how to get discounts on travel, entertainment, home and auto and much more.
Aetna Claim Form
Medical claim form and instructions
Aetna Cost Estimator
Make a more informed health decisions by using the provider search, cost estimator and much more.
Aetna Mail Order Form
Aetna mail order prescription drug form, 90 day supply.
Getting Care
Find a provider
Log in to Aetna Navigator using the link above to find a doctor, dentist, or hospital.
Find an urgent care clinic
If you need immediate care for non-life-threatening ailments after your doctor's office is closed, you have plenty of options.
Find a walk-in clinic
Use a walk-in clinic when you have a common ailment and need to see a doctor, but it's after business hours.
Staying Healthy
Get a flu shot and stay flu-free
When it comes to the flu, the best way to protect yourself is by getting a flu shot. And there are different ways to get it — at no extra cost.
Preventive health services and immunizations
A summary of preventive health service recommendations for healthy adults and children with normal risks.
Women's Preventive Care
Your health benefits and insurance plan covers the women's preventative services listed here with no copays, coinsurance or deductible when you go to an in-network provider.
Natural Products and Services Discounts
With natural products and services discounts, you can save on massage therapy, over-the-counter vitamins, online provider consultations and more.
Discount Program
Includes gym memberships, eyeglasses/contacts, weight-loss programs, chiropractors, etc.
Helpful Tools
Aetna mobile app
The Aetna Mobile app works with iPhone mobile digital devices and Android-powered phones.
Aetna Navigator
Use the Aetna Navigator website to find a doctor, locate in-network doctors, see what you owe, look up claims to see how much the plan paid and what you may have to pay, and see cost estimates before you make an appointment for an office visit, test or procedure.
Informed Health Line
The Informed Health Line is a toll-free 24-hour phone service that you can turn to for helpful health information instead of a potentially unneeded visit to the emergency room
Aetna at a Glance
This provides a helpful summary of plan information, including phone numbers and processes.
Prescription Drugs
With the Aetna program, the amount you pay for prescription drugs depends on the drug your doctor prescribes and the medical program in which you're enrolled. The program includes a mail order drug program where you can have your medications delivered directly to your home.
Health Savings Accounts
A Health Savings Account (HSA) is a medical savings account available to those enrolled in Aetna Plan 4. The funds contributed to an HSA are not subject to federal income tax at the time of deposit. HSA funds may be used to pay for qualified medical expenses at any time without federal tax liability or penalty.
Vision & Hearing Care
Aetna covers medically necessary vision care. In addition, anyone with a Laboratory ID badge (and their family members) can obtain discounts for vision care, eye exams, eyeglasses, contact lenses, etc. through National Vision, Inc. Aetna also provides coverage for hearing aids.
Miscellaneous
HIPAA Authorization Form
This Authorization will allow the release of Private Health Information as specified below to the persons or entities specified. This Authorization is not valid without your (or your personal representative's) signature and date.
Aetna In-network Negotiated Provider Rates
Aetna provides a link to their negotiated provider rates for their in-network providers.
