Aetna International Healthcare
BSA employees working at CERN are required to enroll in the Aetna International program through BSA if they are on assignment to CERN for 6 continuous months or more. BSA maintains healthcare programs for regular employees who work at least 20 hours per week.
It's important that BSA employees working at CERN maintain medical coverage as required in Switzerland and France. As of July 1, 2017, BSA employees working in CERN are required to enroll in the new Aetna International program through BSA if they are on assignment to CERN for 6 months or more. If you are a Swiss citizen, you may instead enroll in a plan available through the canton in which you reside. If your spouse is employed by CERN, you may instead enroll in their insurance. The Aetna International coverage can be used worldwide, so if you have family members living in other areas, you can enroll them for coverage as well.
Employee premiums are determined using similar factors as the Aetna (U.S.) medical plan including annualized base salary and coverage (who you are covering: employee, spouse, child(ren)).
The Aetna International program includes dental coverage. Dental PPO details (PDF).
The Aetna International program includes vision coverage. Vision details (PDF).
How it Works
Once enrolled, you will receive an identification (ID) card and package containing information about the program from Aetna. You can locate a provider in Aetna's International plan through their customer service (phone & website). Show your ID card to your healthcare provider (medical and/or dental). If you are using a provider that is in Aetna's International network, your cost will be based on the coverage schedule. Outside of the U.S., most medical costs are covered in full. If you are not using a provider that is in Aetna's International network, you will need to pay the entire cost and then submit information on your claims to Aetna for the applicable reimbursement under the plan. It can take approximately 8 weeks to receive your reimbursement from Aetna.
Adding or Removing Someone from Coverage
If you experience a birth or adoption, marriage, divorce, or death of a covered family member, contact the BSA Benefits Office by phone or email within 30 days of the event so we can assist you in changing your coverage.
How to Enroll
You will receive an Aetna enrollment form to complete and will be advised of the date by which the completed form is due. You must enroll yourself, and you can enroll your spouse, your dependent child(ren) up to the end of the month of age 26, your unmarried children age 26 or older who are mentally or physically incapable of self-support*, and your same-sex domestic partner*. Aetna will enroll you for coverage and send you an ID card, details on the Aetna International plan, and a claim form (or link to this information).
* Additional criteria apply.
Aetna International Benefit Plan Booklets
These Booklets describe your rights and obligations, what the Aetna International plan covers, and how benefits are paid for that coverage. It is your responsibility to understand the terms and conditions in this Booklet. These Booklets include the Schedule of Benefits and any amendments.